Article Archive

Cryptocurrency 101 – Is it investing or gambling?

Cryptocurrencies have had another hot year in 2021, with more investors than ever piling in to the relatively new and controversial asset class. This article explores the basics of what cryptocurrencies are, how you can buy and sell them, and ...
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| 14 min read

KiwiSaver fund check in – How do the new default funds affect you?

Six new KiwiSaver funds are launching on 1 December 2021, as part of big changes to KiwiSaver default providers. This article will take a look at how these changes might impact your KiwiSaver investments, what actions you may need to ...
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| 7 min read

Squirrel Monthly Income Fund review – P2P Lending made easy as PIE

Following the Vault International Bitcoin Fund, the Squirrel Monthly Income Fund is the second fund issued by IIS in recent months that invests in alternative assets. But rather than investing in crypto, this fund invests in peer-to-peer loans, which gives ...
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| 8 min read

Portfolio WOF and service – How to maintain your investments

As a motorist you might be familiar with going through the annual ritual of maintaining your car by getting a Warrant of Fitness (WOF) and having it serviced. How about your investment portfolio? While good, simple portfolios won't require much ...
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| 8 min read

Kernel review – High quality index funds

Kernel is an Auckland-based fund manager who launched in 2019, initially with a modest offering of three index funds. They've since refined their product, expanded their range to eleven funds, and are looking to cement themselves as one of New ...
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| 10 min read

Due diligence – Do you really know what you’re investing in?

"More than half of New Zealanders do not search for any information at all before buying financial products". There could be two reasons behind this: One, we're either super confident in our financial literacy and don't need to do any ...
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| 10 min read

InvestNow Foundation Series vs Simplicity funds – Tax leakage an issue?

In this article we'll be exploring two managed fund offerings - Simplicty's funds versus the InvestNow Foundation Series funds. They're both diversified fund offerings, providing investors with a well-rounded investment containing a mix of local and international shares and bonds, ...
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| 7 min read

InvestNow review – The most efficient way to invest?

InvestNow is a Wellington based investment platform, and have been operating since 2017 with an aim to provide investors with easy online access to a large range of managed funds. While they're a reasonably well known service with an attractive ...
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| 14 min read

Buying a house – an overrated way to build wealth?

If you're a New Zealander you likely intend to buy a house at some point in your life, if you don't already own one. Housing is more unaffordable than ever, yet it remains an obsessively desired, hyped up possession among ...
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| 10 min read

Sharesies review – Still a good investment platform in late 2021?

Sharesies is an incredibly popular Wellington based investment platform, and is independently owned and operated, unassociated with any banks or traditional investment providers. They opened in 2017, competing against much bigger players in the industry by offering a small selection ...
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| 13 min read

Evergrande, COVID-19, rising interest rates – Sell all shares now?

2021 has certainly been eventful! While we've been really lucky to enjoy several months of freedom under COVID-19 Level 1 restrictions, the incursion of the Delta variant has put the country under a series of fresh restrictions. On top of ...
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| 5 min read

Interactive Brokers & Tiger Brokers review – Better than Sharesies & Hatch?

Interactive Brokers and Tiger Brokers are overseas based investment platforms that welcome New Zealand customers. Their scale allows them to offer investment options that are traditionally difficult for Kiwis to access, while charging fees that seem to be much lower ...
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| 11 min read

Vault International Bitcoin Fund review – The best way to own Bitcoin?

Whether you love it, hate it, or are still on the fence, Bitcoin has made it on to a mainstream investment platform in New Zealand. The Vault International Bitcoin Fund launched on 4 October 2021 on InvestNow, giving everyday Kiwis ...
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| 9 min read

KiwiSaver 101 – How does KiwiSaver fit into your investment portfolio?

Over 3.1 million New Zealanders are enrolled in KiwiSaver with $83 billion in the scheme, making it perhaps the most widespread investment in the country. This article covers how the scheme works, what you should consider when choosing a fund, ...
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| 13 min read

ASB, BNZ YouWealth, Kiwi Wealth review – Are managed funds with your bank worth it?

Most of you will be aware of the fact that our major banks - ANZ, ASB, BNZ, Kiwibank, and Westpac - all offer KiwiSaver schemes, managing tens of billions of dollars between them. The banks are a convenient choice given ...
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| 9 min read

6 ways to build a long-term investment portfolio in New Zealand

The options for New Zealanders to invest their money for the long-term has grown substantially in recent years. More choice is great, but potentially adds to the confusion around what to invest in and how to build a well-rounded and ...
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| 14 min read

What’s the best short-term investment?

Many of us have money put aside for the short-term. This could be money that you're saving to buy a house, for a wedding, to pay for education, or simply kept as part of an emergency fund. So what's the ...
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| 6 min read

Shares 101 – How to buy shares, which companies to pick, and more

Have you signed up to Sharesies or Hatch but are not sure what you're doing? Or maybe all your friends and family are into investing in shares and you don't know what the fuss about? Or perhaps you simply want ...
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| 13 min read
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